Category Archives: Invest

Investing: LGBT and LGBT-Friendly Company Stocks, Investing tips and information

What counts as “debts” and “income” when calculating my debt-to-income (DTI) ratio?

It’s important to know your debt-to-income ratio because it’s the figure lenders use to measure your ability to repay the money you have borrowed.
March 15, 2017 at 01:55PM


Debt Ceiling

The maximum amount of monies the United States can borrow. The debt ceiling was created under the Second Liberty Bond Act of 1917, putting a “ceiling” on the amount of bonds the United States can issue. As of the end of July, 2011 the debt ceiling was set at $14.3 trillion.
March 15, 2017

Federal Funds Rate

The interest rate at which a depository institution lends funds maintained at the Federal Reserve to another depository institution overnight. The federal funds rate is generally only applicable to the most creditworthy institutions when they borrow and lend overnight funds to each other.
March 14, 2017

Why Do Most of My Mortgage Payments Start Out as Interest?

When you make a mortgage payment, the amount paid is a combination of an interest charge and principal repayment. Over the life of the mortgage, the portions of interest to principal will change.At first, your payment will be primarily interest, with a small amount of principal included.
March 13, 2017 at 09:47AM


1. A statistical measure of the dispersion of returns for a given security or market index. Volatility can either be measured by using the standard deviation or variance between returns from that same security or market index. Commonly, the higher the volatility, the riskier the security.
March 13, 2017

Glass-Steagall Act

An act the U.S. Congress passed in 1933 as the Banking Act, which prohibited commercial banks from participating in the investment banking business.
March 12, 2017

Nonfarm Payroll

Nonfarm payroll refers to any job outside of farms, private households and the nonprofit sector. The U.S. Bureau of Labor Statistics releases closely-followed monthly data on nonfarm payrolls as part of its Employment Situation Report. The headline figure, the change in the total number of nonfarm payrolls compared to the previous month, is used as a gauge of economic health.
March 11, 2017


The currency abbreviation or currency symbol for the Indian rupee (INR), the currency of India. The rupee is made up of 100 paise and is often presented with the symbol (Rs). The Indian government has decided to find a new symbol for its currency and as of March 5, 2009 has announced a contest to design this symbol.

March 10, 2017

What is the difference between a capital good and a consumer good?

Learn to differentiate between capital goods and consumer goods, and see why capital goods require savings and investment to accumulate.
March 07, 2017 at 02:22PM

What is a derivative?

A derivative is a contract between two or more parties whose value is based on an agreed-upon underlying financial asset, index or security. Common underlying instruments include: bonds, commodities, currencies, interest rates, market indexes and stocks.Futures contracts, forward contracts, options, swaps and warrants are common derivatives.
March 07, 2017 at 01:50PM

Stalking-Horse Bid

An initial bid on a bankrupt company’s assets from an interested buyer chosen by the bankrupt company. From a pool of bidders, the bankrupt company chooses the stalking horse to make the first bid.

March 07, 2017

Article 50

Article 50 is a negotiation and settlement clause in the EU treaty that outlines the steps to be taken for any country that seeks to leave the European Union voluntarily, for example the United Kingdom following the Brexit vote.
March 07, 2017

What is an economic moat?

The term economic moat, coined and popularized by Warren Buffett, refers to a business’ ability to maintain competitive advantages over its competitors in order to protect its long-term profits and market share from competing firms. Remember that a competitive advantage is essentially any factor that allows a company to provide a good or service that is similar to those offered by its competitors and, at the same time, outperform those competitors in profits.
March 06, 2017 at 11:18AM

What’s the difference between limited liability partnership and general partnership?

Learn the differences between general partnerships and limited liability partnerships; each type has unique traits, benefits and risks.
March 06, 2017 at 11:12AM

What is the history of the S&P 500?

Discover the history of the S&P 500, which sophisticated market participants consider to be the best index to understand the broader economy.
March 06, 2017 at 10:31AM

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